Received a notice or have a foreclosure sale date? Call or text 256-321-0696 or email joi@thejoiofhome.com
A thoughtful transition

Ready to sell?
Let’s make a thoughtful plan.

Whether you’re moving, downsizing, making a change, or considering a sale during financial hardship, start with a clear picture of your home’s value and a plan for what comes next.

A thoughtfully furnished living room with warm neutral colors
A clear plan for the home you’ve cared for.

Before the sign goes in the yard.

  1. Understand the value

    Review comparable sales, property condition, and current competition to discuss a realistic pricing range.

  2. Look at the numbers

    Estimate mortgage payoffs, liens, selling expenses, and potential net proceeds. Estimates must be confirmed before closing.

  3. Build a practical plan

    Discuss preparation, showings, pricing, communication, and where you’ll go next.

  4. Move from offers to closing

    Compare more than the offer price. We’ll discuss terms, contingencies, inspections, appraisal, and the closing timeline so you understand the decisions along the way.

Selling before foreclosure

Facing a mortgage deadline?

If there is enough time and sufficient equity, a traditional sale may be an option. We can review estimated value, mortgage payoffs, liens, selling costs, and potential net proceeds.

Coordinate promptly with your servicer and legal counsel. A listing or accepted offer does not automatically stop or postpone foreclosure. If the proceeds may not cover what is owed, a lender-approved short sale may be worth discussing.

Understand your options →

You don’t have to figure it out alone.

Let’s talk about where you are and what your next step could look like.

Schedule a seller consultation →